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(THV11) – Hurricane Ian recently made landfall in Florida as a dangerous Category 4 storm. The storm has already brought heavy rain and life-threatening storm surge to the state, leading to flooding in many areas.
Ahead of the storm, some people on social media claimed that homeowners insurance policies don’t typically cover flood damage. Google search data show people are also asking whether renters insurance policies cover flood damage, and how to get flood insurance.
Homeowners insurance provides people with financial protection in the event of a disaster or accident involving their home. Standard policies insure the home itself and personal belongings. Renters insurance policies cover the cost of replacing personal belongings, as well as accidents and injuries.